OPay

OPay is an integrated digital financial platform provided by OPay Limited and its subsidiaries, offering payments, transfers, wallets, savings, credit, and merchant services. Launched in Nigeria in 2018, it serves consumers and businesses in Nigeria, Indonesia, Egypt, and Pakistan, with services shaped by local financial needs. Consumer products include digital wallets, fund transfers, online and offline payments, bill payments, and savings tools. Merchant offerings cover payment acceptance through mobile, point-of-sale, and online channels, alongside business-management and customer-engagement tools. OPay also offers digital credit to individuals and micro, small, and medium-sized businesses, generating revenue through transaction fees, interest income, and loan-facilitation fees.