FICO to Eliminate About 15% of Positions in AI-Driven Restructuring

Is FICO actually cutting 15% of its workforce?

Yes. FICO formally committed to eliminating approximately 15% of positions across the company, and affected employees began receiving notifications during the week of October 5, 2026.

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How many FICO jobs could be affected?

Reuters estimated about 570 positions based on FICO's 3,811 employees at the end of September 2025. FICO did not disclose an exact number of affected employees.

Why does the restructuring matter for FICO investors?

The plan could lower FICO's future operating cost base and accelerate product development if the streamlined structure works as intended. FICO's filing did not provide an expected annual savings figure.

How much will the restructuring cost FICO?

FICO expects approximately $27 million of pre-tax charges in its fourth quarter of fiscal 2026, mainly for severance and related costs, with substantially all of the charges expected to become future cash expenditures.

Could the restructuring affect FICO stock?

The restructuring could support margins if workforce savings exceed the ongoing costs of the new operating model, but FICO has not quantified those savings. The announcement therefore does not by itself establish the eventual earnings or share-price impact.

When will FICO complete the workforce reduction?

FICO expects the plan to be substantially completed by the end of the third quarter of fiscal 2027.